你或你认识的人是否想知道买房的步骤是什么?

很多 首次置业人士 巴黎人体育官方网站的合作伙伴通常不知道从哪里开始. 为了把他们不知道的东西联系起来, 以及他们需要知道什么, 巴黎人体育官方网站制定了买房的10步指南.

这是很有价值的信息 买一套房子 -请随意分享!

废话不多说，以下是购买梦想之家的10个步骤!

学习的过程

当你决定买房子时, there is a chance you are going to want to dive right in and start looking at homes for sale in person. 这在买家中很常见, and typically means you're allowing your emotions to drive your decision making. 这是一个 常见的错误 买家让. Take a step back and understand that preparation is how you win in real estate and that begins with an education.

知道 你出价之后会有什么收获呢 会增强你的信心吗. 如果你不知道出价后会发生什么, 很有可能你还没准备好做决定.

知识就是力量, and obtaining as much information as possible when making a decision will give you the highest percentage chance for success. Educating yourself throughout the entire process, and beyond will go along way. You can read some great real estate resources online for buyers on our website, 或在许多顶级房地产巴黎人体育官方网站上.

跟银行

You want to have a great understanding of your financial limitations BEFORE you start searching homes for sale online. 如果你不知道你的极限是什么, you may end up wasting your own time looking at homes that are outside of your price range. 或者更糟, you may end up buying at the very maximum of what you can afford and not being able to enjoy the lifestyle you were use to before purchasing the home. 这是第一次买房的人常犯的错误.

A fifteen minute conversation with a mortgage lender will go along way in your home search. Especially if you address this conversation upfront (that is why it's step #2).

巴黎人体育官方网站建议买家预先批准有很多原因. 当你有资格预审的时候，很多事情都可能发生，贷款机构无法看到, 当你需要获得资金时，这可能会给你带来问题. 巴黎人体育官方网站大多数人都不能用现金买房子, 在利率如此之低的情况下，巴黎人体育官方网站也不想失去这种杠杆, 除非这是买房子的唯一途径. 知道了 预审与预审的区别 是很重要的.

找一个房地产经纪人

寻找房地产经纪人是购买房子的第一步. 他们会提供给你 with the local market reports and keep you up to date on new listings that match your criteria. Aside from some of a Realtor's main responsibilities they will also be an educator, 向你解释买房的过程. 

当你选择 房地产经纪人 最重要的是寻找信任. You have to be able to trust that your Realtor has your goals in mind, and not their own. 卖房子的房地产经纪人之间有明显的区别, 以及帮助寻找美好生活方式的房地产经纪人. 知道 what motivates your 房地产经纪人 should be a clear indicator of their intent and actions.

The type of 房地产经纪人® you don't want to work with are the one's who are afraid to tell you something you don't want to hear. 在我看来，透明度是销售人员最可取的品质. I want to work with the type of sales person who isn't afraid to tell me the bad news.

在网上巴黎人体育在线待售房屋

在你了解你的财务状况之后, you should begin searching homes for sale online and start building a frame of reference. You'll want to make sure your search is geo-specific to the certain locations you're interested in. 如果你选择了5个你可能会搬去的城镇, 那很有可能你没有做足够的功课.

在你进入家庭之前，选择一个城市或社区作为你的重点

Alongside looking at homes online is understanding the neighborhoods in person.

推动社区, understand what it is you like and don't like about each subdivision before you start asking to see properties. 地段是买房最重要的方面之一, 这是一件你永远不应该将就的事. If you're going to 买一套房子 do not allow yourself to be distracted by a poor paint job or landscaping, 这些项目是可以修复的. 位置是 有一件事是买家永远不应该牺牲的!

Once you've narrowed your search down to a few select areas you should start setting up appointments to see homes in person with your 房地产经纪人

亲自预览房屋

在购买房产的过程中，亲自参观房屋是很有趣的一步. 在这一点上，你应该清楚地知道你能负担得起什么, 你想与之合作的房地产经纪人, 以及选择的具体地点.

If you don't have one of these three things you aren't ready to preview homes in person, 即使你认为你是. 

写一个报价

What has always surprised me is how quick some people are to make offers, and how slow others are. 写房子报价的方式没有对错之分, 但一旦你找到你爱的人不要犹豫. 

There are plenty of ways to back out of the deal with little to no harm done to the buyers, 如果有的话. You can offer zero to little money down to hold the house during your due diligence period. You can back out for any reason during this timeframe and you will lose the money you put down for due diligence.

安排日期/时间

安排好你的日期和时间. 这包括关闭, 检查, 尽职调查期限, and many other dates that will be key stepping stones in the 家购买过程. There is a good chance your bank or lending institution will determine a lot of the dates involved as they will be the one's having the home appraised and need a certain timeframe to close.

One date you are going to want to pay special attention to is the 尽职调查期限. 你需要在这段时间结束之前协商所有的维修.

Then it's time to schedule a final walk through for the property you're buying.

最后穿过

对t做最后的演练是很重要的he home to ensure that there is nothing that went unresolved or it could lead to potential problems after closing.

可能有一些卖家同意修复的项目仍然没有解决. You'll want to be sure these are fixed BEFORE you hand them a check or you will lose a lot of the leverage you had.

大多数卖家都欢迎任何最后时刻的补救措施，以帮助完成交易, 所以绝对不要等到打烊之后.

关闭

成交对买家来说需要时间, so be prepared to spend a few hours at closing (this is conservative) in case anything is to go wrong with the lending institution or any problems arise.

Most closings will not take that long for buyers, though we have seen some take several hours.

一旦你完成了交易并签署了所有必要的文件, 你的律师会祝贺你并把钥匙交给你!

收到钥匙

收到钥匙，就可以搬进新家了! 这一步一定会让你喜笑颜开.

很有可能的 家购买过程 让你情绪失控，就为了这一刻吗! Now you can relax a little bit, allow the attorney to record the deed and move into your new house!

关于买房步骤的最后思考

Often times people will start looking at homes for sale online before they are ready to buy, 有时会提前2年以上. 这是自然的. 租房的人都很好奇，他们究竟能负担得起什么样的房子. 每月不断地向房东支付房租. 拥有住房一直是一个人能做的最好的投资之一.

Millennials have been deemed generation 'rent' and we have seen quite the contrary at 罗利 Realty. 事实上，和巴黎人体育官方网站一起工作的很多人都是 年纪轻轻就买房产. 巴黎人体育官方网站合作的买家的热点之一似乎是 市中心罗利 因为它吸引着各种各样的人.

如果你有良好的教育背景就开始买房, 了解你的财务状况, 和当地顶级房地产经纪人®, 你会有很多成功的机会!